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We’ll secure you the lowest equity release interest rate on the market or pay you £250 cash!* Current lowest lifetime mortgage interest rate is 5.13%.  The overall cost for comparison is 5.40% APR**

We compare equity release plans from all providers including

equity release proviers

What we offer

  • We will search the whole of the UK equity release market to find you the best plan for you
  • A network of 75 local advisers, across the UK, so we can arrange for your local adviser to visit you, in the comfort of your own home
  • You’ll get a FREE, no obligation consultation, to allow you to see if it’s right for you
  • At your request your adviser will provide you with a detailed report – tailored around you
  • Your adviser will explain how equity release will reduce the value of your estate and may affect your entitlement to state benefits
  • We strongly recommend that you invite family members to this consultation to allow them the opportunity to ask any questions they may have about equity release
Lowest rate promise

If after having a consultation with Key you find a better rate, we will pay you £250.*

Or…if you’ve already had equity release quotes from providers or advisers, arrange a consultation, give us the same criteria and we’ll match their rate or pay you £250!* Your consultation is completely free and without obligation, so you really have nothing to lose!

**Excluding interest payment plans. All offers are subject to eligibility and correct at time of email.

*Our challenge only applies when you’ve had a consultation with Key, and to ERC approved plans available at the time of your recommendation from Key.

Find out more from the UK's leading equity release specialist

If you are considering equity release we recommend that you read through is equity release right for you? carefully.

This is an equity release plan. To understand the features and risks ask for a personalised illustration.

Unless you decide to go ahead, our service is completely free of charge, as our typical advice fee of 1.65% of the amount released would only be payable on completion of a plan.

About Key and our service

We are the UK’s No.1 equity release specialist and compare all providers. Use our FREE and simple equity release calculator to find out how much cash you could release from your home.

More about equity release

You can find out more about equity release by downloading our free guide, or request a callback from one of our UK based team.

Reviews and ratings See how our customers rate us on independent review site Trustpilot

Rated No. 5 of 535 in Money

Rated No. 5 of 535 in Money

Our customers rate us

Excellent 9.8

5 Stars

Latest reviews

excellent service provided with everything fully explained by advisor Elaine Fletcher and nothing to much of a problem

Could not have been easier. Elaine Fletcher our advisor visited at home and explained everything in full detail.All cost and charges fully outlined .Assistance was given in completing all the paperwork and the whole process went smoothly.We would recommend Key Retirement to anyone considering equity release.

Mr Stephen keeble - 7 hours ago

Read review on Trustpilot