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Richard Simmons

Age 68 – Occupation Retired – Product choice Equity release

"We wanted to be in a position where we could see our children and grandchildren make the most of the money, rather than leave it as an inheritance."

Richard and his wife Ruth saw equity release as an opportunity to support their children and grandchildren's dreams. Being mortgage-free they were in a strong financial position and want to have the chance to see their children enjoy their inheritance. 

With the money they released from their home they were able to do a wide range of things. From helping to pay for their son’s overseas wedding to taking the trip of a lifetime.

Commenting on their journey with Key, Mr Simmons said: “We looked into equity release and from everything we saw, Key was number one in the market and when we saw the adviser, he was very professional and it really helped.”

· Real life customer testimonials provided exclusively for Key Retirement. Content not to be reused without customer consent. Images posed by models and actors
· Equity release plans allow you to unlock cash from your home. A lifetime mortgage is secured against your home
· Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits
· If you are considering equity release we recommend that you read is it right for you? carefully
· Unless you decide to go ahead, our service is completely free of charge, as our typical advice fee of 1.95% of the amount released would only be payable on completion of a plan


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Customer satisfaction is at the heart of everything we do; we pride ourselves on being independent, transparent, supportive and straightforward. We're passionate about helping you to make the most of your finances when you’re in or approaching retirement.

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