Equity release

Difficult financial times due to the economic downturn have left many people in need of a financial boost.

Many homeowners aged over 55 have thousands of pounds tied up in their home. Boost your retirement income by unlocking the cash tied up in your home with a modern day equity release plan.


Over 1 million people have come to us for help to decide whether equity release is right for them! Learn more and read about how equity release has transformed the lives of some of our customers.

Did you know?

  • It’s regulated – the market is fully regulated by the Financial Conduct Authority. We recommend plans which come with a number of guarantees to ensure your financial safety.
  • It’s flexible – there are a wide range of plans available, so your adviser can help you to choose a plan which matches what’s important to you.
  • You can stay in your home for life – the plans that we recommend guarantee that you can stay in your own home for the rest of your life and that you can move home (as long as your new property meets the equity release provider criteria).
  • Your estate won’t be left with any debt – we recommend plans which come with a ‘no negative equity’ guarantee to prevent you owing more than the value of your home. An equity release plan will reduce the value of your estate.
  • It’s important to seek specialist advice – it’s an important financial decision and isn’t right for everyone. Consulting an adviser will help you to explore your options and explain the different plans.

The Key promise

We’ll secure you the lowest equity release interest rate on the market or pay you £250 cash!* Current lowest lifetime mortgage interest rate is 5.13%. The overall cost for comparison is 5.40% APR**

**Excluding interest payment plans. All offers are subject to eligibility and correct at time of publication. *Our challenge only applies when you’ve had a consultation with Key, and to ERC approved plans available at the time of your recommendation from Key

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Latest reviews

Key Retirement - Professional, Helpful and Informative

From our first enquiry re Equity Release we found Key Retirement to be very helpful with clear and concise information, both in their brochure and...

Susie - 15 hours ago

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Joe Crotty, Key Retirement

Cannot fault Joe Crotty. Very efficient and reliable. Did exactly what he said he would do

R Wilson - 15 hours ago

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Personal, efficient, trustworthy service.

We found Key, particularly Darren Martin,to be very courteous and efficient.The whole process was smooth and friendly, with plenty of honest advice delivered with integrity....

Chris Storey - 17 hours ago

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This is an equity release plan. To understand the features and risks ask for a personalised illustration.

If you are considering equity release we recommend that you read through is it right for you? carefully.