Equity release

Difficult financial times due to the economic downturn have left many people in need of a financial boost.

Many homeowners aged over 55 have thousands of pounds tied up in their home. Boost your retirement income by unlocking the cash tied up in your home with a modern day equity release plan.


Over 1 million people have come to us for help to decide whether equity release is right for them! Learn more and read about how equity release has transformed the lives of some of our customers.

Did you know?

  • It’s regulated – the market is fully regulated by the Financial Conduct Authority. We recommend plans which come with a number of guarantees to ensure your financial safety.
  • It’s flexible – there are a wide range of plans available, so your adviser can help you to choose a plan which matches what’s important to you.
  • You can stay in your home for life – the plans that we recommend guarantee that you can stay in your own home for the rest of your life and that you can move home (as long as your new property meets the equity release provider criteria).
  • Your estate won’t be left with any debt – we recommend plans which come with a ‘no negative equity’ guarantee to prevent you owing more than the value of your home. An equity release plan will reduce the value of your estate.
  • It’s important to seek specialist advice – it’s an important financial decision and isn’t right for everyone. Consulting an adviser will help you to explore your options and explain the different plans.

Popular tools and services

Rated No. 5 of 503 in Money

Rated No. 5 of 503 in Money

Our customers rate us

Latest reviews

Helpful and reliable advisor

Ian Harvey was most efficient with his advice on all avenues and kept me informed all the way through. Phoning me at every turn to...

Mrs Rule - 8 hours ago

Read review on Trustpilot

Key Retirement

Paul Wareham was very helpful and explained everything very clearly

Mrs. B. Leicester - 11 hours ago

Read review on Trustpilot

Professional, sympathetic and excellent service.

We found Paul Smiley to be a well presented, professional and knowledgeable representative of Key Retirement. We had particular tax implications in chosing to consider...

Mr & Mrs M Gillett - 14 hours ago

Read review on Trustpilot

This is an equity release plan. To understand the features and risks ask for a personalised illustration.

If you are considering equity release we recommend that you read through is it right for you? carefully.