Equity release

Difficult financial times due to the economic downturn have left many people in need of a financial boost.

Many homeowners aged over 55 have thousands of pounds tied up in their home. Boost your retirement income by unlocking the cash tied up in your home with a modern day equity release plan.


Over 1 million people have come to us for help to decide whether equity release is right for them! Learn more and read about how equity release has transformed the lives of some of our customers.

Did you know?

  • It’s regulated – the market is fully regulated by the Financial Conduct Authority. We recommend plans which come with a number of guarantees to ensure your financial safety.
  • It’s flexible – there are a wide range of plans available, so your adviser can help you to choose a plan which matches what’s important to you.
  • You can stay in your home for life – the plans that we recommend guarantee that you can stay in your own home for the rest of your life and that you can move home (as long as your new property meets the equity release provider criteria).
  • Your estate won’t be left with any debt – we recommend plans which come with a ‘no negative equity’ guarantee to prevent you owing more than the value of your home. An equity release plan will reduce the value of your estate.
  • It’s important to seek specialist advice – it’s an important financial decision and isn’t right for everyone. Consulting an adviser will help you to explore your options and explain the different plans.

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Latest reviews

I now have a happy and worry free retirement and can enjoy life

On first contacting Key I was very unsure whether I was making the right decision and worried that there would not be enough money remaining...

Brenda Howard - 7 hours ago

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Enabled me to achieve my goals

I wanted to move from Pembrokeshire to West Sussex but because of property price differentials I would not be able to buy a home I...

Helen - 11 hours ago

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equity release lifetime mortgage

We felt again that this was a very professional service.Guy walker advised us on all the questions asked and all the paper work dealt with...

Mr and Mrs Phillips - 1 day ago

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This is an equity release plan. To understand the features and risks ask for a personalised illustration.

If you are considering equity release we recommend that you read through is it right for you? carefully.