Already have an equity release plan?

Average interest rates on equity release plans have dropped in recent years so, you could potentially benefit from swapping your current equity release plan to a more competitive one.

Swapping your plan to one with a lower interest rate can considerably reduce the total amount of interest that you will pay. You could be better off, even if there are early repayment charges.

Switch equity release plans

Apply for a top up

If it’s been five years or more since you first took out an equity release plan, you could be eligible to apply for a top up to boost your funds again.

One of our independent equity release advisers will be able to tell you over the phone whether you may be able to top up your equity release.

They can then handle all of the paperwork and the application on your behalf, keeping you up to date throughout.

Could you save money by switching plans?

Even if your plan has some early repayment charges, changing to an equity release plan with a lower interest rate could prove more financially beneficial than sticking with your current plan.

If you do decide to swap plans, our dedicated team will take the hassle out of the transaction by looking after the whole process for you, from start to finish.

Speak to a specialist

At Key, we do all the research for you and will find out whether it’s financially beneficial for you to change your lifetime mortgage. Call our dedicated switching team today on 0800 915 4717.

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Equity Release

5 stars

The service received was excellent. Mark Pickup was very friendly from the off and explained everything very clearly. His friendly manner put us at ease...

Julie Tooze/Vicky Bennett - 3 hours ago

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This is an equity release plan. To understand the features and risks ask for a personalised illustration.

If you are considering equity release we recommend that you read through is equity release right for you? carefully.