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Upgrade your holiday potential

Do you have a dream holiday destination? Wherever your holiday fantasies take you, it's nice to know that the money is available to make it happen.  

All inclusive holiday


Don’t discount holidays to your dream destinations

Travelling can be one of the most rewarding experiences in life - a chance to experience new cultures, see different parts of the world, and maybe even reconnect with family or friends who are living abroad. But all too often a squeezed budget can get in the way of making these trips a reality. 

Whether you have a particular trip in mind or you just want to get away, you may be interested in learning how equity release could amplify your travel potential in retirement. 

This year alone, 29% of Key customers have used some of their money to go on holiday*. See how much cash you could release today.

Calculate your cash potential

 

Customer story – Mrs Permin

“We wanted to do something special and used the money to go to Mexico, which was great!”
 

What made you look into equity release?

“I had retired and my husband was about to retire. We were okay financially day to day but felt there were things we wanted to do.
 
“I was 70 last Christmas which is a lousy time of the year as everyone is celebrating the holidays! We wanted to do something special and used the money to go to Mexico, which was great!"
 

Did you have any reservations?

“We were very happy to go ahead with it. We had researched it very well and couldn’t see any pitfall and were certain that we could stay in our home. An adviser came to see us and he explained it very well.
 
“I have got two grown up daughters and I discussed it with them. They were happy for us to go ahead with it and we arranged things to ensure we could guarantee them an inheritance.
 
“I’ve recommended Key Retirement to a friend, which I would not have done had I not been so pleased with the experience.
 
“We’re actually going away again soon to the USA. We’ll be visiting places like New York, Washington, Route 66, LA and San Francisco. I’m really excited!  We wouldn’t have been able to do these things without equity release.” 


Facts about equity release 


Equity release is a big decision, and you should make sure you understand exactly what it entails. You should also consider alternatives, such as downsizing or using savings. Here are some key facts about equity release:
 
  • The most popular type of equity release is a lifetime mortgage. This is a loan secured against your home.
  • With a lifetime mortgage there are typically no monthly repayments, as the loan plus roll up interest, is repaid when the plan comes to an end. 
  • Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.
  • Key Retirement recommend plans approved by the Equity Release Council. This means that they offer guarantees including the right to stay in your home for life and protection against negative equity.

If you are considering equity release, we recommend reading ‘is it right for you’ carefully.

 

Get all the facts

Request a free guide today to learn about how equity release could help you to achieve your holiday dreams. You will be able to download a guide straight away, plus we'll post one out for you to browse at your leisure.

*UK Equity Release Market Monitor Half Year 2017
 

Key promise

Customer satisfaction is at the heart of everything we do; we pride ourselves on being independent, transparent, supportive and straightforward. We're passionate about helping you to make the most of your finances when you’re in or approaching retirement.

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