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Buy the car that drives your desire

Luxury cars made by manufacturers like Jaguar, Porsche and Bentley are surely the classic purchases associated with living your retirement to its fullest. Yet, after years of working, do you find yourself being unable to make big purchases let alone affording indulgences?

On the road to a retirement that suits you


From built-in Sat Nav technology to Bluetooth, you wouldn’t invest in a new car without seeing what it has to offer. The same applies to equity release.
Equity release can provide you with the opportunity to release the cash that’s locked in your house as a tax-free cash lump sum. The money can be spent as you wish. It could be on a vehicle to get you from A to B, for example.
To discover if your home could provide you with the money you need, try our free online calculator

Calculate your cash potential

Equity release MOT

Does equity release pass the test?
  • Tax-free cash that’s yours to spend as you like
  • Take the cash in smaller instalments (typical minimum £2,000) after initial lump sum 
  • Typically no monthly repayments to make as the loan, plus roll up interest, is repaid when the plan comes to an end
  • An inheritance can be guaranteed with some plans
  • Protection against negative equity with ERC approved plans
  • Certain lifestyle choices and health conditions could qualify you for a better rate
  • Remember – An equity release plan will reduce the value of your estate and could affect your entitlement to means-tested benefits

Customer story - Mr Harkness

“I bought a 1951 Mark VI Bentley Mulliner bodied long wing model. There are only 150 made of that model. It’s a fairly rare car.”

As an antiques enthusiastic, David Harkness from Stranraer wanted to pursue his passion for restoring vintage items.

He explained: “I had been considering equity release for a couple of years.

“Buying the car was certainly a part of my decision. I used to restore Bentleys in the 1970s and 80s and thought I would like to do the same for my retirement.

“The restoration took about six months and I spent roughly £7,000. The total cost of the car to date is £32,000. The interior was completely restored including all of the woodwork. Brass Tacks Upholstery Services did the leatherwork.

“My overall experience with Key was excellent. My adviser came on several occasions to chat. He didn’t push anything and he was helpful. I was really impressed and nothing was too much bother.

“Now, if it’s a nice day I always take the car out for a drive. It always attracts a lot of interest!” 

Get your free guide today

This expert guide to equity release contains all in information you need to start your journey with Key. Get yours today. 

A lifetime mortgage is a popular equity release plan. This is a loan that’s secured against your property. Drawdown, allows you to release cash in smaller instalments after an initial lump sum and a home reversion is a cash lump sum that’s paid in exchange for the sale of all or part of your property.
To compare the different types of equity release plans side by side, download a free guide today.

We recommend that you read is it right for you? carefully if you’re thinking about equity release. 

Key promise

Customer satisfaction is at the heart of everything we do; we pride ourselves on being independent, transparent, supportive and straightforward. We're passionate about helping you to make the most of your finances when you’re in or approaching retirement.

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