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0808 252 9775

Mortgages for over 55s

Getting a mortgage is something we believe shouldn't be harder as you get older. That's why we specialise in helping people over 55 to secure a mortgage... even if you are in or approaching retirement.

Our qualified mortgage advisers search the whole market - including specialist lenders - to find the best deals for you.

Key's service can help you
  • Take out a new mortgage
  • Increase your existing borrowing
  • Get a better rate than on your existing mortgage
  • Find a solution for your maturing interest-only mortgage  

Maybe you want to remortgage or are coming to the end of your interest-only mortgage deal? Whatever your motivation, our qualified mortgage advisers are happy to help.

Remember a mortgage is secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Call us today on freephone 0808 252 9775 or request a callback


How much can you borrow?

The maximum loan-to-value (LTV) is 95%; which in simple terms means you can get a mortgage for up to 95% of the value of your home.

This is dependent on affordability, so we'll calculate how much you can borrow based on your circumstances and what payments you can make each month.

To get a quick calculation use our free online calculator for instant results.

Get your calculation

Are you eligible?

You can borrow at any age through Key, right up to age 85 and beyond!

As a minimum you will need to be able to
  • Prove your income through employment and/or pension
  • Make payments - either full repayment or interest only
You can find out if you qualify straight away over the phone by speaking to one of our mortgage advisers.

Request a callback
Unless you decide to go ahead, our service is completely free of charge, as our advice fee of £995 would only be payable if the mortgage proceeds to completion.

Key promise

Customer satisfaction is at the heart of everything we do; we pride ourselves on being independent, transparent, supportive and straightforward. We're passionate about helping you to make the most of your finances when you’re in or approaching retirement.

0808 252 9775

Monday - Thursday, 9.00am - 6.30pm

Friday, 9.00am - 5.30pm

Saturday - Sunday, Closed - all day