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Mortgages for over 55s

An increasing number of over-55s are finding that they need a mortgage into retirement. Maybe you…
  • have got an interest only mortgage that is coming to an end with no method of repaying the debt,
  • want a better rate on your existing mortgage,
  • require a mortgage for a few years then plan to downsize
  • need a cash boost for home improvements, 
  • want to consolidate your existing debts, or
  • have loved ones that need financial help.

If you are over 55, have a regular income and can afford to make monthly repayments our mortgage team could help. We have access to providers who offer mortgages for over 70s, right up to over 85s.

How does it work?

The process is simple with Key and always with no-obligation.


Step 1: Qualification call

You will have a call with a friendly adviser who will find out about you and your current financial situation to see if you may qualify for a mortgage.

Step 2: Fact find call

The adviser will spend time getting to understand your current financial situation in more depth to ensure we build the complete picture.

Step 3: Search the whole market

By scouring the whole of the market we’ll find the right deal for you.

Step 4: Recommendation call

The adviser will call you to discuss which mortgage they are recommending for you and why.

Step 5: Get you the best mortgage

You can sit back happy in the knowledge your application is in safe hands and will be pushed through to completion by a dedicated adviser.

To find out if a mortgage in retirement could ease your financial worries speak to one of our specialist advisers today.

Request a callback

Alternatively you can email us

Remember a mortgage is secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. You should always think carefully before securing a loan against your property.

Unless you decide to go ahead, our service is completely free of charge, as our advice fee of £895 would only be payable if the mortgage proceeds to completion.

Key promise

Customer satisfaction is at the heart of everything we do; we pride ourselves on being independent, transparent, supportive and straightforward. We're passionate about helping you to make the most of your finances when you’re in or approaching retirement.

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