Frequently asked questions
Can a pensioner get a mortgage?
To get a mortgage it doesn’t matter whether you are still working or retired; it is based on affordability.
Can you arrange mortgages for over 60s?
Yes. We can arrange mortgages for any age as long as you meet the qualification criteria.
Can you get me a mortgage even if my bank won’t lend to me?
We have providers that could assist you even if your current lender is not prepared to extend your mortgage.
How long does the process take?
This depends on your application, but normally between 8-10 weeks from recommendation.
Should I have a mortgage in retirement?
For many people a mortgage is helping them to enjoy their retirement.
Remember a mortgage is secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Unless you decide to go ahead, our service is completely free of charge, as our advice fee of £895 would only be payable if the mortgage proceeds to completion.